Personal Savings

Create the banking experience that fits your needs

Wherever you are in life, it’s always the right time and a smart move to save.

We make it easy and convenient with a variety of savings options that work hard so you don’t have to.

Find an account that's right for you

Money Market

A higher earning interest bearing account for individuals with larger balances and limited transaction usage.

  • $50 minimum to open
  • $10.45 monthly service fee if average monthly balance falls below $2,500
  • Earns interest on daily collected balance(s)
  • Free digital banking
  • Free eStatements or $2.95 monthly fee for paper statements
  • Free Bill Pay Plus, inactivity fees apply
    Bill Pay Plus inactivity fee of $4.95 per month after one month of no activity

Personal Savings

Our traditional account for saving money.

  • $50 minimum to open
  • $3.95 monthly service fee if average monthly balance falls below $100
  • Free quarterly statements
  • Interest is earned on daily collected balance of $100 and above

Future Savers of America

A savings account uniquely designed for individuals under the age of 18.

  • $25 minimum to open
  • No monthly service fee
  • Free quarterly statements


What are IRAs?

IRAs are among the safest and most popular retirement savings accounts, with FDIC insurance, tax advantages, and steady return rates. Contact your personal banker at your local Mabrey Bank to learn which IRA is right for you.

Custodial IRAs – Custodial IRAs are designed for funds distributed from company retirement plans, lay-offs, retirees, and those beginning their retirement savings. A minimum of $2000 must be invested in fixed-rate CDs for these IRAs to be opened.

Choose from the following IRA solutions to begin saving for your future:


  • Contributions at any age up to 70 ½
  • Contributions may be deductible
  • Earns tax-deferred income


  • Contributions at any age
  • Contributions are not deductible
  • If qualified, earnings are tax-free

What are CDs?

Looking for steady, stable growth for $2000 or more? Open a CD and enjoy multiple interest payment options. CDs typically pay higher rates than traditional savings accounts but are intended for longer-term savings goals as your cash isn’t accessible on demand.

A certificate of deposit, or CD, is a type of federally insured savings account that has a fixed interest rate and fixed date of withdrawal, known as a maturity date. A CD is different from a savings account because you are agreeing to leave your money in the bank for a set period of time which can range from a few weeks to several years.

What is CDARS?

CDARS, also known as the Certificate of Deposit Account Registry Service, is a network of reliable financial institutions working together to provide you the security of FDIC insurance on investments greater than FDIC’s standard maximum coverage of $250,000.

Like traditional CDs, you can choose from a variety of maturities, ranging from 4 weeks to 5 years, and you have the option to ladder your CDs to maximize return.

52 Week Savings Plan

For some families, getting into the habit of saving is the hardest part. The 52 Week Savings Plan introduces a creative approach to getting started.

Read our 52 Week Savings Plan blog to learn tips and tricks about how to make this plan work for you!

Main Office - Bixby Corporate 918.366.4000 Mon-Fri, 9am - 4pm Sat-Sun, Closed