Partnering for Success
Powering the energy sector requires industry expertise, strategic financial solutions, and strong partnerships. At Mabrey Bank, we deliver all three by understanding the ebb and flow of commodity markets and the infrastructure demands of exploration, production, and transportation. Our tailored financial solutions are designed to fuel your success and support your business goals.


Specialized Energy
Lending Services
Our energy lenders have supported local, regional, and national operators and investors with structured loans that align with their operations. Whether you’re drilling new wells, expanding pipeline capacity, or managing non-operated assets, we offer a full suite of energy lending and cash management services.
For over a century, our bankers have prioritized committed relationships over transactions. This approach allows for direct communication, adaptability to market volatility, and quick decision-making.
Explore Our Financial Solutions

Production Lending
Secure capital to keep your oil and gas operations running smoothly. Our lending solutions provide funding based on the value of your producing reserves, helping you manage cash flow, sustain operations, and maximize output.

Upstream Lending
Drill down on exploration and production with lending solutions that fund drilling, development, and reserve expansion. We structure financing to align with projected production volume and market conditions.

Midstream Lending
Energy is fueled by infrastructure, including pipelines, storage facilities, and processing plants. Our lending solutions provide the financing to develop and expand critical infrastructure assets, ensuring efficient transportation and storage of oil and gas.

Reserves-Based Lending (RBL)
Unlock the value of your oil and gas reserves. Our RBL solutions offer tailored financing based on asset values, cash flows, and commodity prices, allowing you to invest in growth and production.

Working Capital
Keep business flowing with working capital financing that gives you the liquidity to cover payroll, operating expenses, and other short-term costs.

Letters of Credit
Strengthen and secure relationships with your energy suppliers and vendors through letters of credit backed by a trusted financial partner.

Treasury Services
Optimize your financial operations with a full suite of cash management solutions to streamline payments, collections, and overall efficiency.
Specialized Energy Lending Services
Mabrey Bank specializes in financing across various segments of the energy sector, including:
- Exploration & Production (E&P)
- Oilfield Services & Equipment
- Midstream Infrastructure
- Renewable Energy & Alternative Fuels
- Downstream & Refining
- Energy Logistics & Maintenance
- Petrochemicals
- Mineral & Royalty Financing

Meet Our Expert
Chris “C.T.” Young
Senior Vice President & Energy Lending Manager
Chris “C.T.” Young is a seasoned financial executive with over two decades of experience in corporate finance, banking, and energy lending. As the Senior Vice President and Energy Lending Manager at Mabrey Bank, Chris brings extensive expertise in managing capital structures, credit operations, and strategic financial initiatives for energy clients.
Since joining Mabrey Bank in 2017, Chris has demonstrated a passion for partnering with clients in the energy sector, driving innovation in an ever-changing landscape. Under his leadership, Mabrey has become a leading player in energy lending across the region.
Previously, Chris held leadership roles at Commerce Bank and Bank of Oklahoma, focusing on commercial and energy banking and finance. He also gained valuable industry experience at Williams Companies, Inc., managing corporate finance for multiple public debt entities and regulated pipelines.
Chris holds an MBA from the Price College of Business at the University of Oklahoma and a Bachelor of Science in Finance from Oklahoma City University.
About Mabrey Bank
For over a century, Mabrey Bank has been dedicated to financing businesses and residents throughout our region with the integrity and reliability of a local partner while offering the technology and products that rival a large national bank.
Through four generations of Mabrey family leadership, we remain committed to our community, fostering consistent investment and involvement. With more than 26,000 customers and 15 locations throughout Oklahoma, we are here to support your financial needs.