International Banking
Trade Finance and
Letters of Credit
Domestic and Overseas Banking Expertise and Solutions
Contact International BankingA local partner. A global perspective.
Guidance in
Global Trade
For businesses across a variety of industries already involved in international trade or considering expansion into foreign markets, Mabrey’s trade finance team can help you navigate the intricacies of international banking. We are not transaction-focused, instead closely consulting and advising our clients throughout each leg of their international trade journey, from letters of credit to foreign guarantees and documentary collections.
Confidence across borders
International
Trade Security
With international trade finance comes risk and added complexity, but the right banking expertise can help you maneuver with confidence. Mabrey’s experienced team will help you grow import and export sales by identifying risk, strengthening safeguards and properly structuring your global transactions with payment assurance as a top priority.
SWIFT CODE
MABRUS44
SOLUTIONS FOR YOUR NEXT OPPORTUNITY
Trade Finance Services
Standby Letters
of Credit
We issue both Financial and Performance Standby Letters of Credit, domestically and internationally, to protect you against default in commercial contracts, insurance support, commercial leases, government compliance and assist with reviewing incoming letters of credit. A consultative approach allows our team to advise you on the proper methods and processes to ensure your security and peace of mind.
By providing financial assurances with language tailored to your specific situation, we can assist you with fulfilling contract requirements while staying compliant with the terms of your business agreements.
Example: Supporting insurance collateral
ILLUSTRATIVE EXAMPLE
The situation
A company’s insurance provider requires collateral to support its insurance program. Rather than sending cash directly to the insurance company, the company wants to keep those funds working for the business.
How we can help
Mabrey Bank can issue a standby letter of credit issued in favor of the insurance company, subject to bank approval and the insurer’s requirements.
The benefit
A standby letter of credit can help satisfy an insurance collateral requirement while keeping the company’s cash with its trusted banking partner.
Commercial Letters
of Credit
Our team of industry experts is adept at issuing Import Commercial Letters of Credit to assist with securely making payments to an overseas supplier while reducing international trade risk. In addition, we will review, advise and present documents under Export Letters of Credit to receive payments from an overseas buyer.
We know this can be a complicated process and our international banking team is here to advise you each step of the way with the preparation of necessary documentation to expedite the payment process and reduce risk.
Example: Purchasing equipment overseas
ILLUSTRATIVE EXAMPLE
The situation
A U.S. manufacturer finds specialized equipment that it needs from an overseas supplier. The foreign supplier wants an assurance that it will be paid, but the manufacturer isn’t comfortable paying the full purchase price before shipment.
How we can help
A commercial letter of credit issued by Mabrey Bank can help bring both sides together. It gives the supplier the assurance of a bank-supported payment while allowing the manufacturer/buyer to establish specific documentation requirements required for payment.
The benefit
Both parties now move forward with greater confidence, helping turn an overseas purchase into a business opportunity.
Foreign Bank
Guarantees
Through our correspondent banking partnerships and in-house expertise, we are ready to support your company’s expansion into international markets. Backed by Standby Letters of Credit issued by Mabrey Bank, our international banking team will help your business win an international contract by facilitating issuance of a local bid bond by a foreign bank in your buyer’s country.
We will also insure you fulfill requirements for any contract milestones associated with your trade deal through international advance payment and performance bank guarantees.
Example: Meeting a local bank requirement
ILLUSTRATIVE EXAMPLE
The situation
A U.S. manufacturer lands an opportunity overseas, but there is one hurdle – the buyer requires a guarantee from a bank in its own country.
How we can help
Mabrey’s International Services department can work with the manufacturer to arrange a standby letter of credit supporting a foreign bank guarantee, allowing a bank in the foreign country to provide the required local guarantee to the buyer.
The benefit
Instead of letting an unfamiliar banking requirement get in the way of a new opportunity, the manufacturer now has a solution that can help keep the deal moving forward.
Documentary Collections
Our dedicated, local team can quickly process your Documentary Collections (Cash Against Documents or Documents Against Acceptance). While this trade product is less secure than a letter of credit, it is far safer than open account terms, mitigating risk for both the buyer and seller.
With both Import and Export Documentary Collections, we ensure easy, secure transactions and coordinate all necessary documentation between both buyer and seller. At Mabrey, we facilitate payments and will handle all communication with foreign bank for Clean Collections.
Connected around the world
Foreign Exchange
Services
Mabrey Bank customers have access to numerous international banking services through their account.
EXIM Bank and Credit Insurance
We can refer all clients to our trusted credit insurance partners.
EXPERIENCE ON YOUR SIDE
Meet Our Expert
Aubry Walters
Director of International Services, VP
Leading our International Banking team is Aubry Walters, who brings nearly two decades of overseas banking and trade finance expertise to Mabrey customers. Over her career, Aubry has focused specifically on advising clients on the intricacies of trade finance and foreign exchange services, commercial lending and underwriting.
After previous stops at Bank of Oklahoma, Firstar Bank and Arvest Bank, Walters brings comprehensive experience to help guide businesses through the complexities of overseas finances. In 2013, Walters earned her Certified Documentary Credit Specialist designation and has worked for manufacturing companies both in the U.S. and abroad and has used this experience to assist clients with mitigating contract and payment risks.
Walters is a graduate of Oklahoma State with a Bachelor’s in International Business.
Let’s talk about what’s next
Your next
opportunity.
Our international
expertise.
Connect with our International Banking team.