Personal Banking

Create the banking experience that fits your needs

Create the banking experience that fits your needs – whenever and wherever you want.

Our 15 traditional branches feature convenient amenities, alongside the comforts of home. And our digital banking solutions let you manage your money on your time. Our features may be modern, but what hasn’t changed, what won’t change, is our culture of service. We’re still a local community bank at heart. So we’ll always be here with the level of personal service that has guided us for nearly 100 years.


With so many options to choose from, we have an account that’s just right for you.

  • eChecking Plus – An interest-bearing account for individuals who prefer to bank electronically.
  • Advantage Plus Checking – Our club account for individuals under the age of 50 that includes exclusive member benefits.
  • Horizons Club Gold Checking – Our club account for individuals age 50 or better that includes exclusive member benefits.
  • Basic Checking – A checking account with no monthly service fee or transaction fees. Customers may customize features to meet their needs.
  • Relationship Checking Plus – Our best value checking account rewarding individuals for using multiple services. Pays a premium interest rate and includes complimentary benefits.
  • Personal Money Market Account – A higher earning interest bearing account for individuals with larger balances and limited transaction usage.


It doesn’t matter whether you have short term or long-term goals, we make it easy to save money, with a variety of options to fit your needs.

  • Personal – Our traditional account for saving money.
  • Future Savers – A savings account uniquely designed for individuals under the age of 18.
  • Certificate of Deposit – An account with steady, secure fund growth for a fixed time period.
  • Individual Retirement Account (IRA) – An account that allows you to save for the future while taking advantage of tax benefits along the way.

Private Banking

Our Private Banking division delivers a coordinated, cooperative approach dedicated to strengthening and simplifying every aspect of your financial life. Our individualized concierge service is customized to meet your personal needs, with a focus on integrity, responsiveness, and confidentiality.

What others are saying about us.

Main Office - Bixby Corporate 918.366.4000 Mon-Fri, 9am - 4pm Sat-Sun, Closed