Mabrey Mortgage

Your Home Matters at Mabrey

Unlock Your New Home

Mabrey Bank’s Mortgage team believes in the power of personalized service and tailored mortgage loan options to fit every budget and circumstance. Throughout the homebuying process, our dedicated team of experts are with you every step of the way to ensure your goals are met with the responsiveness and care Mabrey Bank is known for.

Whether you are buying for the first time, looking to refinance or searching for your forever home, our team is ready to take the time to design a mortgage solution that is perfect for you. Our extensive range of loan products and competitive rates make it easy to find the right option for you.

Experience the difference of working with a Mortgage team that is committed to you.

Get Started on your Application

Find a Loan That's Right for You

Conventional Loan

A conforming loan that meets the requirements for government-sponsored mortgage purchasers Fannie Mae or Freddie Mac.

  • Most common home loan
  • Lower interest rates than other loans
  • Allow for slightly smaller down payments if credit score is good
  • Have more liberal property standards when purchasing
  • Mortgage insurance premium (MIP) payments can be canceled once 20% of loan is paid

FHA Loan

A government-backed mortgage loan with lenient credit, lower down payment and low-to-moderate income requirements.

  • Often used by first-time home buyers
  • Could qualify with significant debt or low credit score
  • Low down payment options available with lower credit score
  • Mortgage insurance premium (MIP) payments required
  • Closing costs can be rolled into your loan

Jumbo Loan

A non-conforming mortgage loan that exceeds the amount limits set by the Federal Housing Finance Agency.

  • Used with high-priced home purchases or refinances
  • Strict requirements including property type, down payment, credit score and debt-to-income ratio
  • Often manually underwritten
  • Can be fixed or adjustable-rate mortgages
  • Closing costs are typically higher

VA Loan

Loans backed by the government as a benefit of military service for eligible veterans, active service members or qualifying surviving spouses.

  • Typically feature no down payment to purchase or refinance
  • Low interest rates
  • No mortgage insurance premium required
  • Lenient credit score requirements for borrowers
  • Low and capped closing costs


A competitively priced mortgage loan back by the U.S. Dept. of Agriculture for low-income individuals living in designated rural areas.

  • Must meet rural area qualifications
  • No down payment required
  • Low interest rates for those that qualify
  • All USDA loans come with upfront and annual guarantee fees
  • Closing costs still apply

HUD 184 Loan

A mortgage loan program for Native American and Alaskan Native tribal members.

  • Loan must be for purchasing or refinancing a primary residence
  • Must be fixed rate loans
  • Low down payment options
  • Low upfront and monthly mortgage insurance requirements
  • Relaxed and flexible qualification requirements
Main Office - Bixby Corporate 918.366.4000 Mon-Fri, 9am - 4pm Sat-Sun, Closed