Five Actions to Take After Your Personal Information Is Exposed in a Data Breach

What you can do to minimize the impact of identity theft

Fraud and identity theft continues to become more prevalent as users’ personal information is readily available online. While there are several different ways to prevent fraud (which you can read about here), we called on our partners at Curated Cyber, Mabrey Bank’s Virtual Information Security Team, to give us advice on what can be done after your information is compromised.

Let’s dive in.

1) Report Identity Theft

If you suspect identity theft, file a report with your local law enforcement and the Federal Trade Commission ( You can also contact the FTC at 1-877-IDTHEFT (438-4338) to learn more.

2) Place a Fraud Alert

A fraud alert warns creditors to take extra steps to verify your identity before opening new lines of credit. An initial alert lasts one year, while an extended alert (if you are a victim of identity theft) lasts seven years.

To place a fraud alert, contact any one of the agencies listed below. The agency you contact will then contact the other two credit agencies.

3) Consider a Security Freeze

A security freeze restricts access to your credit report, making it harder for criminals to open new accounts in your name. However, it may also delay your own ability to get credit. To place a security freeze, contact all three major credit reporting agencies listed below.

4) Be Cautious of Emails

If your information is compromised once, it could be easier for criminal agents to access again. Do not click on links or enter personal information in emails, even if they appear to be from a legitimate source. Go directly to any company’s website to log in.

5) Monitor All Accounts Regularly

Regularly review bank statements and obtain free credit reports to quickly identify and report any suspicious activity. You can get a free credit report at

For more information about Curated Cyber, visit their website here.

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