Personal Checking

Everything you need. More than you expect. Our checking accounts are varied so you can get the most from your account. Select the account that fits you best, then choose the banking services that will be most convenient for you.

  • Mobile Banking

  • Mobile Deposit

  • Text Banking

  • iPhone and Android apps

  • Online Banking

  • e-Statements

  • Security Advantage


Get in touch with one of our Personal Bankers to set up your account or answer any questions

Basic Checking

No monthly service fees. Customers can customize features to meet their needs.

$0

No Monthly Fee

$500

Bounce Protection


Free electronic statements or $1.95/mo for paper


Security Advantage – Available for $5.95/mo

eChecking Plus

An interest bearing checking account for those who prefers to bank electronically.

$6.95

Or Monthly Fee Waived

$1,000

Bounce Protection


Free electronic statements or $1.95/mo for paper


Interest Bearing


Security Advantage – Available for $5.95/mo

Relationship Checking Plus

Rewards individuals for the use of multiple services. Premium interest rate on balances maintained.

$17.95

Or Monthly Fee Waived

$1,500

Bounce Protection


Free electronic or paper statements


Interest Bearing


Security Advantage – Free

All accounts have the following available products:

  • Free Online Banking w/upgraded security features
  • Free Mobile Banking,iPhone App and Android App
  • Free Text Message Banking
  • Free Bank by Phone - 24 hour access
  • Free eStatements
  • Bill Pay Plus (fees can be waived with eStatements)
  • Free Visa Debit Card (Spirit Cards also available)
  • Free Notary Service
  • All accounts require $50 minimum to open.

* Read more about our Bounce Protection Disclosures.

Advantage Plus

Club account for individuals under the age of 50 with exclusive member benefits.

$9.95

Or Monthly Fee Waived

$1,250

Bounce Protection


Free electronic or paper statements


Interest Bearing


Club Interest

Horizon's Gold Club

Club account for individuals over the age of 50 with exclusive member benefits.

$8.95

Or Monthly Fee Waived

$1,000

Bounce Protection


Free electronic or paper statements


Interest Bearing


Club Interest